Industries We Serve
Manufacturing equipment financing
CNC, production lines and material handling — financed so a machine upgrade never has to wait for retained earnings.
CNC, production lines and material handling — financed so a machine upgrade never has to wait for retained earnings.
Canadian manufacturers typically finance production equipment with 0%–10% down on approved credit and terms of 36–72 months. Because the machine generates output from day one, lenders look hard at utilization and contracts — a file that shows the production the equipment will carry approves faster than one that leans on credit alone.
*Many approvals land within 24–48 hours; some take longer depending on the lender, the complexity of the application, and any additional documents required. All financing is subject to credit approval.
A production machine is easier to underwrite than most assets — it has a measurable output, a resale market and a service history. What slows manufacturing files down is mismatch: a general lender treating a five-axis CNC like a delivery van. We place files with lenders who finance production equipment routinely, understand tooling and installation costs as part of the deal, and can structure around a machine that takes weeks to commission before it earns.
That matters most when the purchase is tied to a new contract — the financing should close on the contract's timeline, not the bank's.
Purchase orders or supply contracts tied to the new capacity are the strongest thing a manufacturing file can carry. Beyond that: your Articles of Incorporation or business registration, recent business bank statements, the equipment quote or invoice including installation, and proof of insurance. If commissioning takes time, say so — the structure can reflect it.
Most deals land between 0% and 10% down on approved credit, depending on credit, time in business and the equipment.
Often, yes — many lenders will fund soft costs like delivery, installation and tooling as part of the equipment deal, subject to approval.
Yes, subject to approval. Used CNC and fabrication equipment has an established resale market, which lenders understand.
Many approvals come back within 24–48 hours once the file is complete; some take longer depending on the lender and documents required.
Book a free consultation or apply online — many approvals within 24–48 hours.