Industries We Serve
Agricultural equipment financing
Tractors, harvesters and implements — financed by lenders who understand that farm revenue arrives when the crop does.
Tractors, harvesters and implements — financed by lenders who understand that farm revenue arrives when the crop does.
Canadian farm operations typically finance equipment with 0%–10% down on approved credit and terms of 36–72 months. Lenders who fund agriculture understand that revenue concentrates around harvest and livestock cycles — the file should show the operation's full year, not one quarter's bank statements.
*Many approvals land within 24–48 hours; some take longer depending on the lender, the complexity of the application, and any additional documents required. All financing is subject to credit approval.
Farm revenue doesn't arrive monthly, and a lender who expects it to will misread a healthy operation. We place agricultural files with lenders who fund the sector — who read a year's cycle rather than a quarter's statements, understand commodity and livestock revenue, and know that a well-maintained tractor holds value for decades.
Equipment often changes hands farm-to-farm or at auction here more than in any other sector; both routes are financeable with the paperwork done right.
A full-year picture is what carries an agricultural file: your Articles of Incorporation or business registration, recent business bank statements covering the cycle, the equipment's invoice or bill of sale, and proof of insurance. Buying privately or at auction? Add a lien search and note hours — both protect you as much as the lender.
Most agricultural deals land between 0% and 10% down on approved credit, depending on credit, time in operation and the equipment.
The ones we place files with do — they read a full year's cycle rather than expecting even monthly deposits.
Yes, subject to approval, with a clean bill of sale, lien search and inspection.
Many approvals come back within 24–48 hours once the file is complete; some take longer depending on the lender and documents required.
Book a free consultation or apply online — many approvals within 24–48 hours.