Industries We Serve
Truck & trailer financing for carriers
Highway tractors, trailers and reefers — financed for owner-operators and fleets, structured around how freight actually pays.
Highway tractors, trailers and reefers — financed for owner-operators and fleets, structured around how freight actually pays.
Canadian carriers typically finance trucks and trailers with 0%–10% down on approved credit and terms of 36–72 months. Lenders who fund trucking weigh your safety rating and revenue pattern — and a brokerage shops your file across every lender that fits instead of one bank's answer.
*Many approvals land within 24–48 hours; some take longer depending on the lender, the complexity of the application, and any additional documents required. All financing is subject to credit approval.
Freight revenue rarely matches the payment calendar. Brokers and shippers pay on 30–60 day terms while fuel, insurance and payments run weekly — and lenders who don't know trucking read that gap as risk. We place carrier files with lenders who fund the sector every week: they expect broker-term receivables, understand lane revenue, and weigh a clean safety rating in your favour.
Whether it's a first truck, a fleet addition or trailer capacity for drop-and-hook work, the file is built around the work the unit is contracted to do.
A carrier agreement or dedicated lane does more for an approval than anything else. Beyond that: your Articles of Incorporation or business registration, recent business bank statements, the unit's invoice or bill of sale, and proof of insurance. A strong safety rating works in your favour — say so; disclose credit bumps early so the file goes to the right lender first.
Most trucking deals land between 0% and 10% down on approved credit, depending on credit, time in business and the unit.
Yes, subject to approval. Startup programs exist for newly incorporated carriers — driving experience, a down payment and a job offer letter from the carrier you'll haul for strengthen the file.
Yes. Trailer-only financing is common, especially for drop-and-hook and reefer capacity.
Many approvals come back within 24–48 hours once the file is complete; some take longer depending on the lender and documents required.
Book a free consultation or apply online — many approvals within 24–48 hours.