Unlock the cash tied up in equipment you already own — sell it to the lender, lease it back, and keep using it while working capital flows back into your business.
A sale-leaseback lets you turn owned equipment into immediate cash: the lender purchases the asset and leases it back to you, so you keep operating it while freeing up the equity.
TruCapital arranges sale-leaseback financing for Canadian businesses that own trucks, trailers, or machinery outright and want to put that value to work without disrupting operations.
Tell us what equipment you own free and clear.
We value the asset and structure a leaseback offer.
The lender buys the equipment and pays you the agreed amount.
You keep using the equipment and repay through manageable lease payments.
To keep your approval fast, have these ready when you apply:
A carrier sells and leases back two owned trailers to cover payroll through a slow quarter, keeping every unit in service.
An operator unlocks equity from a paid-off truck to fund a major engine rebuild without new bank debt.
Yes. That is the point of a sale-leaseback — you continue operating the equipment while accessing its cash value.
Trucks, trailers, and machinery that you own free and clear, in good working condition.
It depends on the appraised value of the equipment. Your advisor will confirm the amount after appraisal.
Yes, we arrange sale-leaseback financing for qualifying businesses nationwide.
Book a free consultation with a TruCapital advisor and get a tailored pre-approval — fast, transparent, and built for your business.