Industries We Serve
Restaurant & food service equipment financing
Kitchens, refrigeration and fit-outs — financed so opening day doesn't drain the cash you'll need for month one.
Kitchens, refrigeration and fit-outs — financed so opening day doesn't drain the cash you'll need for month one.
Canadian restaurants and food service businesses typically finance equipment with 0%–10% down on approved credit and terms of 36–60 months. Kitchen equipment ties up cash exactly when a location needs it most — financing spreads the fit-out over the revenue it creates instead of ahead of it.
*Many approvals land within 24–48 hours; some take longer depending on the lender, the complexity of the application, and any additional documents required. All financing is subject to credit approval.
The most expensive month in hospitality is the one before you open. Equipment, deposits and leaseholds all land before the first cover is served — and paying cash for the kitchen is how new locations start life underfunded. We place hospitality files with lenders who fund the sector: they understand location economics, franchise agreements, and that a walk-in cooler is essential infrastructure rather than a discretionary asset.
For operating locations, financing an equipment replacement keeps a failed compressor from becoming a cash-flow crisis.
A signed lease and a realistic opening plan carry a hospitality file further than anything else. Beyond that: your Articles of Incorporation or business registration, recent business bank statements (or a franchise agreement for new locations), equipment quotes or invoices, and proof of insurance. Franchisees: name the brand — established systems strengthen the file.
Most hospitality deals land between 0% and 10% down on approved credit, depending on credit, operating history and the equipment.
Yes, subject to approval. A signed lease, a franchise agreement where applicable, and a clear opening plan are what lenders look for.
Often, yes — multiple pieces from one or more vendors can be bundled into a single structure.
Many approvals come back within 24–48 hours once the file is complete; some take longer depending on the lender and documents required.
Book a free consultation or apply online — many approvals within 24–48 hours.