Dedicated Services
Private Sale Financing
Buying directly from another business or individual? We finance private-sale equipment and handle the appraisal and paperwork so the deal closes safely.
Buying directly from another business or individual? We finance private-sale equipment and handle the appraisal and paperwork so the deal closes safely.
Some of the best equipment deals come from private sellers rather than dealers — but private purchases need careful handling to protect both buyer and seller. Private sale financing makes those deals bankable.
TruCapital arranges financing for private-sale trucks, trailers, and equipment across Canada, managing the appraisal, lien checks, and documentation so funds change hands securely.
Tell us about the equipment and the seller.
We appraise the unit and run lien and ownership checks.
We structure financing based on the asset and your profile.
We pay the seller directly once everything checks out.
To keep your approval fast, have these ready when you apply:
A driver buys a well-kept truck from a retiring owner-operator; we verify the unit and fund the sale with clear title.
A small carrier buys two trailers a larger fleet is selling, with our team handling lien checks and payout.
Private purchases lack dealer paperwork, so lenders require appraisal, lien checks, and proper documentation — all of which we manage for you.
With our process, yes. We confirm ownership, check for liens, and release funds directly to the seller only when everything is verified.
Yes. We arrange private-sale financing across Canada, coordinating documentation between provinces.
Once the appraisal and checks are complete, funding typically follows within a few business days.
Book a free consultation with a TruCapital advisor and get a tailored pre-approval — fast, transparent, and built for your business.
