Dedicated Services
Truck & Trailer Loans
Tailor-made loans for new or used trucks and trailers — competitive rates, fast approvals, and 0% down OAC. Get on the road quickly.
Tailor-made loans for new or used trucks and trailers — competitive rates, fast approvals, and 0% down OAC. Get on the road quickly.
Truck and trailer loans are purpose-built for highway and vocational equipment, with terms and structures designed around how trucking businesses actually earn.
TruCapital finances tractors, day cabs, vocational trucks, and every trailer type for owner-operators and fleets across Canada — new or used, dealer or private sale, with 0% down available on approved credit.
Pick the truck or trailer you want — from a dealer or a private seller.
We return a tailored pre-approval, often within 24–48 hours.
Select your term, down payment, and payment schedule.
We fund the purchase and you start hauling.
To keep your approval fast, have these ready when you apply:
A driver with solid credit finances a used Kenworth at 0% down OAC and keeps savings for fuel and insurance.
An operator buys a trailer from another carrier; we appraise the unit and fund the private sale safely.
Yes, 0% down is available on approved credit for qualifying trucks and trailers. Your down payment depends on the unit and your profile.
Absolutely. We handle private-sale financing including appraisal and documentation so both parties are protected.
Yes. We finance used and older units, with terms based on the truck’s age, mileage, and condition.
Many deals fund within a few business days of approval once documents and the invoice are in.
Book a free consultation with a TruCapital advisor and get a tailored pre-approval — fast, transparent, and built for your business.
