Dedicated Services
Commercial Truck Financing
Financing built for working trucks — highway tractors, day cabs, and vocational units — with competitive rates and fast, flexible approvals across Canada.
Financing built for working trucks — highway tractors, day cabs, and vocational units — with competitive rates and fast, flexible approvals across Canada.
Commercial truck financing is structured around the realities of trucking: heavy use, real depreciation, and revenue that follows freight cycles. The right loan keeps your truck earning from day one.
TruCapital finances every class of commercial truck for Canadian operators and fleets, matching you to lenders who understand the industry rather than treating a tractor like a passenger vehicle.
Choose the commercial truck you need, new or used.
We shop your file and return a tailored pre-approval.
Set term, down payment, and a schedule that fits freight cycles.
We fund the purchase and you put the truck to work.
To keep your approval fast, have these ready when you apply:
A regional carrier finances two day cabs with payments aligned to its steady weekly settlements.
A service company finances a vocational truck with manageable monthly payments suited to its operations.
Highway tractors, day cabs, and vocational units like dump, tow, and service trucks — essentially any truck used to earn revenue.
Yes. We finance new and used commercial trucks, with terms based on age, mileage, and condition.
Down payment varies by truck and credit profile, with 0% down available on approved credit for qualifying units.
Yes, we arrange commercial truck financing for operators and fleets nationwide.
Book a free consultation with a TruCapital advisor and get a tailored pre-approval — fast, transparent, and built for your business.
