Semi-trucks, trailers and commercial equipment — financed fast. From the Moncton distribution hub and Port of Saint John to the forestry roads up north and the cross-border lanes into Maine, TruCapital funds the highway tractors, dry vans, reefers and heavy equipment that keep New Brunswick moving, with local advisors and decisions in as little as 48 hours. Subject to approval.
Commercial trucks and trailers are the core of what we do. TruCapital finances highway tractors, day cabs and vocational trucks alongside the full range of trailers — dry vans, reefers, flat decks, step decks and container chassis — plus the commercial equipment that keeps New Brunswick's operators earning. When a unit is sitting on a lot and a load is waiting, financing that drags for weeks costs real money, so we build files to move.
Whether you're financing your first semi out of Moncton, adding reefers for cross-border produce lanes into Maine, or picking up a used logging truck near Miramichi, we match your business to lenders who understand commercial equipment and how New Brunswick's income actually flows — from Atlantic distribution to seasonal forestry and fishing. We build the file around your business, not a generic national template.
New Brunswick carriers operate under a Safety Fitness Certificate and the National Safety Code, and lenders factor safety standing and business registration into their decisions. We prepare your file with those requirements in mind from the start — one reason New Brunswick approvals tend to move quickly with us. All financing is subject to credit approval, and terms vary by applicant, equipment and lender.
Commercial trucks, trailers and equipment are our core programs. From your first highway tractor to a full fleet, here's what we fund for New Brunswick businesses.
Highway tractors, sleeper and day cabs, and vocational trucks — new or used, dealer or private sale. Our flagship program for New Brunswick's freight and cross-border lanes.
Learn more →Dry vans, reefers, flat decks, step decks and container chassis — financed for every freight type and haul.
Learn more →Forestry, construction, agricultural and material-handling equipment — new or used, with terms structured to the asset.
Learn more →Built for independent drivers running their own truck across New Brunswick.
Learn more →First-time authority and new-business friendly programs.
Learn more →Second-chance approvals when credit has held you back.
Learn more →Fund a used truck bought directly from another operator or business.
Learn more →Unlock working capital from equipment you already own.
Learn more →Predictable fixed-term funding for larger commercial purchases.
Learn more →Trucks and trailers do the heavy lifting across every New Brunswick sector. We finance commercial equipment for the industries that depend on it most.
Semi-trucks and trailers running the Trans-Canada and cross-border lanes into Maine and New England.
Logging trucks, haulers and forestry equipment for operators across northern and central New Brunswick.
Forklifts and material-handling equipment for the Atlantic distribution hubs around Moncton and Dieppe.
Drayage tractors and chassis serving the Port of Saint John and inland terminals.
Dump trucks, gravel trains and heavy equipment for the growth around Fredericton and Moncton.
First-truck buyers and credit-challenged carriers building their business from the ground up.
Wherever you operate in the province, a TruCapital advisor can help. We regularly fund businesses in these New Brunswick markets and the regions around them.
Don't see your city? We finance operators province-wide — talk to an advisor about your area.
We prepare your file to New Brunswick lender standards up front, so approvals move quickly once your documents are ready.
Cross-border lanes, forestry cycles and Safety Fitness realities — our team structures financing that fits how the province actually earns.
First-truck buyers, newer authorities and credit-challenged carriers all have a path — we tell you exactly what your file needs.
Because we work with many Canadian lenders, we can match your unit and situation to the right program instead of a one-size-fits-all rate.
Buying from a dealership or directly from another operator? We structure both across New Brunswick.
You get a real person who owns your file from application to funding — no call-centre handoffs.
Send the unit details and your business info online or by phone with a local New Brunswick advisor.
We prepare your file with Safety Fitness and registration requirements in mind and aim for a decision in as little as 48 hours.
Your advisor walks you through the offer so you know the structure before you sign. Subject to approval.
Funds are released to your dealer or private seller and you get to work.
Representative experiences from businesses we've worked with across the province.
"I run distribution freight out of Moncton across the Maritimes. TruCapital understood the lanes and got me into a newer tractor without the runaround."
"Financing a logging truck near Miramichi isn't easy with most lenders. These guys got the forestry side of it and made it work."
"Bought a used highway tractor on a private sale near Saint John. They dealt with the seller directly and it was funded without the usual hassle."
Everything you need to know about financing a truck, trailer or equipment in New Brunswick — and what to expect when you apply.
Talk to a local New Brunswick advisor. No obligation — we'll tell you exactly what your file needs.
Contact an advisorYes. We finance logging trucks, haulers and forestry equipment for operators across northern and central New Brunswick, subject to approval. All financing is subject to credit approval.
Most New Brunswick applications receive a decision in as little as 48 hours once your unit details and business documents are ready.
We serve operators across New Brunswick, including Moncton, Saint John, Fredericton, Dieppe, Miramichi, Bathurst, Edmundston and Riverview — plus the regions around them.
Yes. We structure private-sale financing directly with the seller across New Brunswick, which is common for used trucks and trailers bought between operators.
Most approvals require business registration or incorporation, recent bank statements and details on the unit you're financing. Newer or credit-challenged carriers may provide a down payment or additional detail — we'll tell you exactly what your file needs up front.
Yes. We finance highway tractors and trailers for New Brunswick carriers running the Trans-Canada and cross-border lanes into Maine and New England, subject to approval.
From your first truck to your next ten, TruCapital funds New Brunswick businesses fast. Talk to a local advisor today.
Financing is subject to credit approval and terms. Rates and terms vary by applicant, equipment and lender. TruCapital Finance & Leasing Ltd. arranges commercial financing and leasing across Canada.