Dedicated Services
Term Loans
Predictable, fixed-term funding for larger commercial purchases — clear payments, competitive rates, and terms structured around your cash flow.
Predictable, fixed-term funding for larger commercial purchases — clear payments, competitive rates, and terms structured around your cash flow.
A term loan provides a lump sum repaid over a fixed period with set payments, making it ideal for larger or planned equipment purchases where predictability matters.
TruCapital structures commercial term loans with terms typically from 12 to 72 months, matching the repayment schedule to the useful life of the asset and the rhythm of your revenue.
Tell us the equipment and amount you need to finance.
We structure a fixed-term offer from the most suitable lender.
Agree on rate, term, and payment — fixed for the life of the loan.
Funds are released and your predictable payment schedule begins.
To keep your approval fast, have these ready when you apply:
A manufacturer finances a major production machine over 60 months with fixed payments that fit its annual budget.
A carrier puts five trucks on matching term loans for clean, predictable bookkeeping.
Commercial term loans typically range from 12 to 72 months, structured to match the equipment and your cash flow.
Yes. Term loans feature set payments for the life of the loan, making budgeting straightforward.
Many of our lender programs allow early payout. Your advisor will confirm any terms before you sign.
Larger or planned equipment purchases — trucks, trailers, machinery, and other commercial assets.
Book a free consultation with a TruCapital advisor and get a tailored pre-approval — fast, transparent, and built for your business.
