Semi-trucks, trailers and commercial equipment — financed fast. From the QEII corridor to the oil sands haul roads, TruCapital funds the highway tractors, dry vans, reefers and heavy equipment that keep Alberta moving, with local advisors and decisions in as little as 48 hours. Subject to approval.
Commercial trucks and trailers are the core of what we do. TruCapital finances highway tractors, day cabs and vocational trucks alongside the full range of trailers — dry vans, reefers, flat decks, step decks and hotshot units — plus the commercial equipment that keeps Alberta's operators earning. When a unit is sitting on a lot and a contract is waiting, financing that drags for weeks costs real money, so we build files to move.
Whether you're financing your first semi out of Edmonton, adding reefer trailers for produce lanes, or picking up a used loader for a Red Deer job, we match your business to lenders who understand commercial equipment and how Alberta's income actually flows — including the seasonal and project-based revenue common in energy and agriculture. We build the file around your business, not a generic national template.
Alberta carriers operate under a Safety Fitness Certificate and the National Safety Code, and lenders factor safety standing and business registration into their decisions. We prepare your file with those requirements in mind from the start — one reason Alberta approvals tend to move quickly with us. All financing is subject to credit approval, and terms vary by applicant, equipment and lender.
Commercial trucks, trailers and equipment are our core programs. From your first highway tractor to a full fleet, here's what we fund for Alberta businesses.
Highway tractors, sleeper and day cabs, and vocational trucks — new or used, dealer or private sale. Our flagship program for Alberta's freight and energy lanes.
Learn more →Dry vans, reefers, flat decks, step decks and hotshot trailers — financed for every freight type and haul.
Learn more →Construction, oilfield, agricultural and material-handling equipment — new or used, with terms structured to the asset.
Learn more →Built for independent drivers running their own truck across Alberta.
Learn more →First-time authority and new-business friendly programs.
Learn more →Second-chance approvals when credit has held you back.
Learn more →Fund a used truck bought directly from another operator or business.
Learn more →Unlock working capital from equipment you already own.
Learn more →Predictable fixed-term funding for larger commercial purchases.
Learn more →Trucks and trailers do the heavy lifting across every Alberta sector. We finance commercial equipment for the industries that depend on it most.
Semi-trucks and trailers running the QEII, cross-border to the U.S. and inter-provincial lanes east and west.
Bed trucks, hotshot rigs and heavy haulers serving leases across the Peace Region and the oil sands.
Dump trucks, gravel trains and heavy equipment for the growth around Calgary and Edmonton.
Grain trucks, Super-B trains and farm equipment for producers across southern and central Alberta.
Forklifts and material-handling equipment for the logistics hubs around Calgary, Edmonton and Leduc.
First-truck buyers and credit-challenged carriers building their business from the ground up.
Wherever you operate in the province, a TruCapital advisor can help. We regularly fund businesses in these Alberta markets and the regions around them.
Don't see your city? We finance operators province-wide — talk to an advisor about your area.
We prepare your file to Alberta lender standards up front, so approvals move quickly once your documents are ready.
Oilfield cycles, harvest timing and Safety Fitness realities — our team structures financing that fits how the province actually earns.
First-truck buyers, newer authorities and credit-challenged carriers all have a path — we tell you exactly what your file needs.
Because we work with many Canadian lenders, we can match your unit and situation to the right program instead of a one-size-fits-all rate.
Buying from a dealership or directly from another operator? We structure both across Alberta.
You get a real person who owns your file from application to funding — no call-centre handoffs.
Send the unit details and your business info online or by phone with a local Alberta advisor.
We prepare your file with Safety Fitness and registration requirements in mind and aim for a decision in as little as 48 hours.
Your advisor walks you through the offer so you know the structure before you sign. Subject to approval.
Funds are released to your dealer or private seller and you get to work.
Representative experiences from businesses we've worked with across the province.
"I run hotshot out of Grande Prairie and my income swings with the season. TruCapital actually got that and structured my truck loan around it instead of turning me away."
"We needed a couple of grain trucks ready before harvest near Lethbridge. They moved fast and had us funded with time to spare."
"Bought a used loader on a private sale for a Red Deer job. They dealt with the seller directly and it was funded without the usual runaround."
Everything you need to know about financing a truck, trailer or equipment in Alberta — and what to expect when you apply.
Talk to a local Alberta advisor. No obligation — we'll tell you exactly what your file needs.
Contact an advisorYes. We finance Alberta hotshot haulers, oilfield service trucks and heavy haulers, structuring files around the seasonal and project-based income common in the energy sector. All financing is subject to credit approval.
Most Alberta applications receive a decision in as little as 48 hours once your unit details and business documents are ready.
We serve operators across Alberta, including Calgary, Edmonton, Red Deer, Lethbridge, Medicine Hat, Fort McMurray, Grande Prairie, Airdrie and Leduc — plus the regions around them.
Yes. We structure private-sale financing directly with the seller across Alberta, which is common for used trucks and trailers bought between operators.
Most approvals require business registration or incorporation, recent bank statements and details on the unit you're financing. Newer or credit-challenged carriers may provide a down payment or additional detail — we'll tell you exactly what your file needs up front.
Yes. We finance grain trucks, dump trucks, heavy equipment and material-handling machinery for Alberta's agriculture, construction and energy sectors, subject to approval.
From your first truck to your next ten, TruCapital funds Alberta businesses fast. Talk to a local advisor today.
Financing is subject to credit approval and terms. Rates and terms vary by applicant, equipment and lender. TruCapital Finance & Leasing Ltd. arranges commercial financing and leasing across Canada.