Dedicated Services
Repair Financing
Cover a major repair or rebuild and keep your unit earning. Finance engine, transmission, or collision work with fixed payments instead of a lump sum out of cash flow.
Cover a major repair or rebuild and keep your unit earning. Finance engine, transmission, or collision work with fixed payments instead of a lump sum out of cash flow.
A major repair does not have to come out of working capital all at once. Repair financing spreads the cost of an engine rebuild, transmission, or collision work over fixed monthly payments, so the unit stays in service and keeps earning.
Bring the repair shop’s written estimate, we structure the amount and term to fit the job, and funds are typically paid to the shop for the work. TruCapital arranges repair financing for Canadian operators and fleets, all credit situations considered, subject to approval.
Bring the repair shop’s written estimate for the work.
Fixed payments over a term that fits the repair, with funds typically paid to the shop.
Most decisions in 24–48 hours on a complete file; all credit types considered, subject to approval.
The work gets done and your unit keeps earning while you repay.
To keep your approval fast, have these ready when you apply:
A carrier finances an engine rebuild over a fixed term, keeping the truck in service through peak season.
An operator covers body and frame work after an accident without draining working capital.
Major work such as engine rebuilds, transmissions, collision and body repair, and similar commercial-vehicle or equipment repairs, based on a shop’s written estimate.
Yes. Funds are typically paid to the repair shop for the work set out in your estimate.
Down payments typically range from 0% to 10% on approved credit, depending on credit, time in business, and the repair.
A written estimate from the repair shop helps us structure the amount and term, and speeds up approval.
Most applications receive a decision in 24–48 hours once your documents, including Articles of Incorporation, are ready. Approval timing is not guaranteed and is subject to credit.
Book a free consultation with a TruCapital advisor and get a tailored pre-approval — fast, transparent, and built for your business.
