Dedicated Services
Working Capital Loans
Lock in a dedicated credit line for future equipment purchases. Access funds instantly when the right opportunity arises — no re-applications, no delays.
Lock in a dedicated credit line for future equipment purchases. Access funds instantly when the right opportunity arises — no re-applications, no delays.
A pre-approved equipment line of credit gives your business a ready pool of funding you can draw on as needs arise. Instead of applying every time you buy, you have approval in place and act the moment the right unit appears.
TruCapital arranges these lines with lenders who understand commercial equipment, so your buying power is ready before you need it — a real advantage at auctions and in fast-moving markets.
We assess your business and set an approved credit limit upfront.
Your line is established and ready to draw against whenever you need it.
Found the right truck? Draw on your line and close quickly without re-applying.
As you pay down, your available room is restored for the next purchase.
To keep your approval fast, have these ready when you apply:
A fleet sets a line before auction season and closes on two units the same week without waiting for new approvals.
A company expanding over 12 months draws on its line three times, each time skipping a fresh application.
A loan funds one purchase; a line gives you a pre-approved limit you can draw on repeatedly as you buy equipment, without re-applying each time.
No. You generally pay only on the funds you have drawn, not the entire approved limit.
Yes. As your business grows and your payment history builds, your limit can often be reviewed and increased.
Yes, we arrange equipment lines of credit for qualifying businesses nationwide.
Book a free consultation with a TruCapital advisor and get a tailored pre-approval — fast, transparent, and built for your business.
