Straight answers on commercial equipment, truck and trailer financing — written from real lender-structure experience, for Canadian owner-operators and fleets.
Three ways to get up to speed — quick definitions, in-depth guides, and answers to the questions operators ask most.
A quick dictionary of the words you'll meet when funding equipment — amortization, residual value, sale-leaseback and more.
Browse the glossary GuidesStep-by-step walkthroughs on structuring, approval and total cost — the way an advisor would explain it across the desk.
Read the guides FAQEverything on rates, credit, documents and timelines for financing trucks, trailers and equipment across Canada.
See all FAQsPlain-English definitions of the financing terms you'll meet when funding equipment.
How a loan's balance is paid down to zero over its term through scheduled principal-and-interest payments. Early payments cover more interest; later payments cover more principal.
Read definitionThe estimated worth of financed equipment at the end of a lease term, which sets the buyout price on a fair-market-value lease.
Read definitionSelling equipment you already own to a lender and leasing it back — a way to unlock working capital while keeping the asset in service.
Read definitionIn-depth buyer guides that walk through structuring, approval and total cost — the way an advisor would.
A step-by-step walkthrough of approvals, documents, rates and total cost for new owner-operators.
Read guideFrom choosing the truck to signing the agreement — what lenders look for, how much you'll typically need down, and how approval generally works even with new or bruised credit.
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