Fast, flexible commercial financing and leasing — all credit types welcome, built around how you earn.
One application, multiple lenders. From a first truck to a fleet refinance, a dedicated advisor structures the deal around your business — not a single bank's rulebook.
From owner-operators to growing fleets, we make commercial equipment financing simple — competitive rates, fast approvals, and a dedicated advisor from first call to funding.
We tap top banks and private lenders to secure the best rates and terms for your business.
Quick approvals and flexible structures that keep your business moving and ahead of the competition.
Built for commercial transport and construction — we understand owner-operators and fleets alike.
Scalable financing that grows with your business, with options for every credit situation.
*Many approvals land within 24–48 hours. Some take longer depending on the lender, the complexity of the application, and any additional documents required.
One advisor carries your file the whole way — no call centres, no restarting the conversation.
One short conversation about the equipment, your business and your timeline. No credit pull to start.
We package your file the way underwriters read it and take it to the lenders whose programs actually fit your asset.
Compare real offers side by side, choose the structure that suits your cash flow, and we run the paperwork through to funding.
Financing is subject to credit approval. Many approvals land within 24–48 hours; some take longer depending on the lender and the file.
Know an owner-operator or fleet that needs equipment financing? Connect them with TruCapital and get rewarded the moment their deal closes.

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Read more →Let's connect — our team is here to guide you toward the financing option that fits your needs.
Share your details and equipment needs.
Get a tailored pre-approval, fast.
Sign and get on the road.