Truck · Trailer · Equipment

Financing for the people who move Canada

Fast, flexible commercial financing and leasing — all credit types welcome, built around how you earn.

24–48hPre-approvals
MultipleLenders, one application
0%Down OAC
__GOOGLE_G__5.0★★★★★ · Google reviews🍁 Canada-wide
🍁 Serving all of Canada Commercial truck, excavator and operator — equipment, capital and opportunity financed by TruCapital
Our Services

Financing built around the equipment you run.

One application, multiple lenders. From a first truck to a fleet refinance, a dedicated advisor structures the deal around your business — not a single bank's rulebook.

10+ financing products0%–10% down OACCanada-wide
Industries We Serve

Financing solutions for every sector, every step of the way.

Transportation Equipment Construction Equipment Manufacturing Equipment Aggregate Equipment Concrete Pumping Equipment Restaurant, Hospitality & Food Service Technology & Business Services
Connect for more
Why TruCapital

Making equipment financing easier, faster, smarter.

From owner-operators to growing fleets, we make commercial equipment financing simple — competitive rates, fast approvals, and a dedicated advisor from first call to funding.

Multiplelenders, one application
24–48htypical approval time*
5.0★Google rating
Talk to an advisor

Cost-effectiveness

We tap top banks and private lenders to secure the best rates and terms for your business.

Fast & Flexible Financing

Quick approvals and flexible structures that keep your business moving and ahead of the competition.

Industry-Specific Solutions

Built for commercial transport and construction — we understand owner-operators and fleets alike.

Credit or No Credit

Scalable financing that grows with your business, with options for every credit situation.

*Many approvals land within 24–48 hours. Some take longer depending on the lender, the complexity of the application, and any additional documents required.

Our Process

Three steps to funded.

One advisor carries your file the whole way — no call centres, no restarting the conversation.

  1. STEP 01

    Tell us what you need

    One short conversation about the equipment, your business and your timeline. No credit pull to start.

    You send: nothing yet
  2. STEP 02

    Get matched and approved

    We package your file the way underwriters read it and take it to the lenders whose programs actually fit your asset.

    You send: ID, Articles of Incorporation, bank statements
  3. STEP 03

    Sign and get funded

    Compare real offers side by side, choose the structure that suits your cash flow, and we run the paperwork through to funding.

    You get: the equipment working
Start an application → Talk to an advisor

Financing is subject to credit approval. Many approvals land within 24–48 hours; some take longer depending on the lender and the file.

Refer & Earn

Refer a business. Earn $500 when they fund.

Know an owner-operator or fleet that needs equipment financing? Connect them with TruCapital and get rewarded the moment their deal closes.

$500 Your reward per funded referral
1
Refer a businessTakes under a minute
2
They get fundedAn advisor finds the right fit
3
You earn $500Paid when their deal closes
Industry Insights

Financing guidance for Canadian operators.

Contact Us

Finance & Leasing

Let's connect — our team is here to guide you toward the financing option that fits your needs.

Call us at: +1 (437) 374-3784
Your benefits:
__CHECK__Fast Pre-Approvals
__CHECK__Results-driven
__CHECK__All Credit Types Welcome
__CHECK__Nationwide Coverage
__CHECK__Low Down Payment Options
__CHECK__Transparent Terms
What happens next?
1

Share your details and equipment needs.

2

Get a tailored pre-approval, fast.

3

Sign and get on the road.

__PLANE__

Schedule a Free Consultation